01 · BOTIM Ultra · G42
Fintech Super App - Remittance & Crypto
Cross-border money transfers within BOTIM's super app. Onboarding 9.7% → 18.8%, +215K active users, 30-day retention 51% → 63%, ~19% YoY revenue growth. Expanded payout coverage via TerraPay, JinglePay, Instant Cash, Mastercard, MoneyGram, Fawry. Pre-launch crypto wallet & digital-asset payments.
02 · Retail - Dopay
Instant Salary & Card Lifecycle
iOS / Android salary disbursement app. Salary visibility, instant withdrawal, full card lifecycle. Mastercard network compliance, PCI-DSS, ISO 8583. OCR-based KYC with backend validation cut failed verifications.
03 · Dopay For Business
Payroll for Employers
Web + mobile payroll for employers. Uploads, approvals, settlements, refunds, reversals. Validated ledger entries and real-time payroll APIs. Simulated bulk-payment and edge scenarios for resilience.
04 · HDFC SmartHub Vyapar
SME Banking & POS
All-in-one SME banking app - eKYC, FDs, loans, business cards. Validated card, UPI, QR, and tap-to-pay on POS devices. RBI + PCI-DSS compliant via secure sessions, OTP, data masking.
05 · Novo
US Digital Banking & Intelligent Onboarding
ACH, wires, debit cards, mobile check deposits, cross-border transfers. Multi-currency via Wise (USD/GBP/EUR/AED). OCR onboarding + automated approvals. AML/fraud with Castle, Alloy, Socure.